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Thursday February 09 2012
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Financial Review
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Call OBG Life, Pension & Investment Services on +353 71 9194194 or
email us
Life Assurance & Protection
Life has a habit of presenting us with unexpected events, some good and some not so good. It’s nice to know that should unexpected events happen, it is possible to face them with confidence.
As independent life assurance advisers, OBG Financial can guide you through all the options that are available and help you to pick which product best suits your needs. We will explain to you in simple, easy terms the benefits and costs of the various products from across the range of life assurance companies.
What do the different Life Assurance products cover?
Mortgage Protection:
This runs side by side with your mortgage and decreases in value over time accordingly. In the event of your death, the life insurance company will pay off the remainder owed on the mortgage.
Level Term:
With level term, the value of cover stays the same for the term of the cover. In the event of the death of a policy holder, the full amount that has been insured will be paid out.
Convertible Term:
This is similar to level term but it gives the added option of continuing the policy at the end of the term – without having to do any additional medical examination.
Whole of Life:
This is the most flexible way to arrange life cover as there is no policy term. The policy will continue until the death benefit is paid providing that you continue to pay the premiums.
Permanent Health Insurance:
If you become unable to work as a result of a medical condition or accident, this will cover up to two-thirds of your income until you can return to work, or until your pension starts.
Serious Illness Cover:
In the event that you are diagnosed with a medical condition that is covered under the policy, you will receive a tax-free sum.
Quotation for Life Assurance
For a quotation please click on the button below and fill out the quotation form or call us on +353 71 9140404
Applicant Contact Details
First Name
* Mandatory
Surname
Email
* Mandatory
Mobile
Life Cover Details
What is the purpose of the cover?
Personal
Business
Loan
What type of cover do you require?
Income Protection
Serious Illness
Term Assurance
Whole of Life
Is this a single or joint life cover?
Single
Joint
How many years?
Applicant Details
Main Applicant
Date of Birth D/M/Y
Sex
Male
Female
Smoker
Yes
No
Joint Applicant (If Applicable)
Date of Birth D/M/Y
Sex
Male
Female
Smoker
Yes
No
Alternatively you can call +353 71 9140404 to obtain a free quotation
Income
Protection
Your income is your greatest asset.
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